Evans Cycles

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0% finance over 12 months for a limited time only or spread the cost further with 9.9% APR finance over 24 months - available on all bikes over £499.
Credit Value
Min deposit
0% 12 months
9.9% APR 12 months
9.9% APR 24 months
Full price/ 2015 bikes
Reduced bikes
How to apply:


Click the ‘Finance’ button on any qualifying product page to see how you can spread the cost. A calculator will pop up, and you can choose your Finance Option and Deposit % to see an illustration of what your deposit, monthly payments and total payment would be.
To purchase, add the item(s) to your basket as you would normally and simply choose ‘Pay with Finance’ to apply when you check out.
You will then need to fill out your details so please have your account number, sort code, address details & your employment details with you.
It will be submitted to our finance provider and you will get an instant update.

By Phone

To apply for finance on a mail order purchase please contact our sales team on +44(0)1293 574 900 (Option 1: Sales Team) and we will happily process your order and application.

In Store

To apply in store, please take along a recent utility bill as proof of address and a debit/credit card, driving licence or valid passport for proof of signature. You will also need to have your bank details available.

Finance terms and conditions

Finance is available over 12 or 24 months and is subject to status. Applicants are required to be at least 18 years old, employed and UK resident for the last 3 years to qualify.

Stock will not be allocated until the application has been completed and the deposit has been received.

Home delivery orders, paid with finance, can only be shipped to the address used in the finance application.

Customers using our click and collect service and paying with finance will be required to present a current UK driving licence (both Photo card and counterpart for new style licences) or a Valid Passport*
Plus one of the documents listed below:

- Bank or Credit card statement - Related to the account used on the application and dated within the last 3 months

- Utility Bill – Water, electricity, gas or landline telephone bill dated with the last 3 months. Note - Mobile phone bills are not acceptable

*If a non-European Economic Area (EEA) passport, you will need to provide work/residence permit that expires no less than 2 months after the Customer Agreement is due to end.

We are unable to offer finance in conjunction with Ride2Work, Cyclescheme & Cycle Plus purchases, gift vouchers, services & events, such as RideIt! and FixIt! classes.

Customers using 0% finance (when available) may find their final month loan repayment is less than stated. Dependent on the loan amount, the final payment may be between 1p – 99p less.              

We reserve the right to withdraw finance on certain products. Details are available upon request.

Finance FAQ's


Who is eligible for finance?


To apply for finance you must be:
  • At least 18 years or older
  • A permanent UK resident
  • In regular employment

What happens if my application is declined?


If your application is declined you will have the option of choosing an alternative method of payment.

Can I have my order delivered to a different address?


Orders paid by finance can only be shipped to the same billing address as your finance application.
We cannot send your purchase to a different delivery address.
This also means you cannot use our Click&Collect process.

How will I know what is available for finance?


Items displaying the finance button will be available on finance. Please note items displaying the UK only store collect logo will not be available on finance. 0% Finance will only be available on full price items.
Total orders under £499 are not eligible for finance.
Finance based on minimum order of £499 with 10% deposit 
eg: 10% deposit (£49.90) & 90% finance credit (£449.10)
This story was last updated on 27/03/2015

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