RIDE NOW, PAY LATER
0% FINANCE
12 MONTH
Ride away on your dream bike today and spread the cost with one of our convenient payment options - available from our stores nationwide.
1. 12 months interest free
2. Pay in three (Frasers Plus) interest free
3. Spread payments over 24 / 36 /48 months
12 months interest free (0%)
For shorter terms (12 month) you can spread the payments for your purchase with no extra cost. Minimum spend £550. 10% deposit required.
Subject to status.
PURCHASE PRICE £3,000
Deposit % 10%
Deposit £ £300
Total Loan £2,700
Monthly Payments and duration £225 x 12
Total Charge For Credit £0
Total Amount Payable £3,000
Representative Interest (fixed) 0%
Man and woman riding a bikes whilst smiling
PAY IN THREE
Break your purchase into 3 installments over 3 months, interest free.
The important info
Minimum eligibility requirements: Aged over 18, UK resident, Income over £7,500. House of Fraser Ltd (FRN:736424) is a credit broker not a lender. Frasers Plus is a credit product provided by Frasers Group Financial Services Ltd.
PURCHASE PRICE £1,000
Deposit % 0%
Deposit £ £0
Total Loan £1,000
Monthly Payments £333.33 x 3 months
Total Charge For Credit £0
Total Amount Payable £1,000
Representative Interest (fixed) 0%
Man riding a bike in a field
24 / 36 / 48 MONTHS 14.9% APR
For longer terms you can choose to spread payments over 24 month, 36 months or 48 months paying 14.9% interest over your chosen period. Minimum spend £550. 10% deposit required.
24 MONTHS 36 MONTHS 48 MONTHS
PURCHASE PRICE £2,000 £4,000 £4,000
Deposit % 10% 10% 10%
Deposit £ £200 £400 £400
Total Loan £1,800 £3,600 £3,600
Monthly Payments and duration £86.40 x 24 months £122.99 x 36 months £99.91 x 48 months
Total Charge For Credit £273.60 £827.64 £1,195.68
Total Amount Payable £2,273.60 £4,827.64 £5,195.68
Representative Interest (fixed) 14.9% APR 14.9% APR 14.9% APR
Legal information
www.evanscycles.com is a site operated by Evans Cycles Limited. Evans Cycles Limited is registered in England and Wales under company number 11577650, VAT number 307 4453 16 and its registered office is at Unit A, Brook Park East, Shirebrook, United Kingdom, NG20 8RY. Evans Cycles Limited trading name is Evans Cycles, and we sell and supply bicycles and bicycle equipment, clothing and accessories in the course of our trade and business. Evans Cycles can be contacted in writing at the address above or by e-mail here.
How to apply
Visit one of our nationwide stores to apply for a payment options. You will require valid proof of address and 10% deposit on any finance purchases.
Frequently asked questions
Am I eligible for finance?
There are some minimum criteria if you decide to apply for finance with Evans Cycles
To apply you must:
  • Be at least 18 years old.
  • Be in full time work (16 hours or more a week) earning
  • Have been a UK resident for three years or more.
  • Have a mobile phone number.
  • Have an email address.
  • Have a UK bank account from which Direct Debits can be taken..
  • For Frasers Plus (Pay in 3) Minimum eligibility requirements: Aged over 18, UK resident, Income over £7,500.
Who provides the finance?
Our finance is supplied by Consumer Credit Compliance Limited.
Evans Cycles Limited (FRN 845262) is an Appointed Representative of Consumer Credit Compliance Limited who are authorised and regulated by the Financial Conduct Authority (FRN 631736). The permissions of Consumer Credit Compliance Limited as a Principal Firm allow Evans Cycles Limited to undertake credit broking activities. Evans Cycles Limited act as a credit broker, not a lender, and will refer you to either Frasers Group Financial Services Limited (FRN 311908) for Pay in 3 product or V12 Retail Finance Limited (FRN 679653) for all other payment options to complete your application for credit. Frasers Plus is a credit product provided by Frasers Group Financial Services Ltd
What is Frasers Plus?
Frasers Plus is a credit product which enables you to split the cost of your order into monthly instalments.
You'll now see Frasers Plus as a payment option during checkout when you buy from us online. So if you'd prefer to split the cost of your order you can select Frasers Plus to apply for an account during checkout. If you want to learn more about Frasers Plus or if you need any support from the Frasers Plus team, you can find more information here - Frasers Plus
What happens if my application is declined?
If your application is declined you will have the option of choosing an alternative method of payment.
We are unable to offer Finance in conjunction with Ride-to-Work and Cyclescheme Certificates & Cycle Plus purchases, gift vouchers, services & events.
We reserve the right to withdraw finance on certain products. Details are available upon request.
Please note that stock will not be allocated until the application has been completed and the deposit has been received.