Bike Finance
We’ll be the first to admit that cycling is not the cheapest hobby. If you have your mind set on a new bike over £280 we can help you spread the cost with 0% finance up to 12 months and only a 10% deposit.
Finance is available on both reduced and full price bikes.
£300 bike
£22.50 per month
OVER 12 MONTHS
Available on any bike over £280
with just a 10%
deposit.
| Purchase price | £300 |
| Deposit | £30 |
| Amount of credit | £270 |
| Monthly payments | £22.50 |
| Total repayable | £300 |
| Duration of agreement | 12 Months |
| Rate of interest | 0% APR representative |
£1,500 bike
£112.50 per month
OVER 12 MONTHS
Available on any bike over £280
with just a 10%
deposit.
| Purchase price | £1,500 |
| Deposit | £150 |
| Amount of credit | £1,350 |
| Monthly payments | £112.50 |
| Total repayable | £1,500 |
| Duration of agreement | 12 Months |
| Rate of interest | 0% APR representative |
£4,500 bike
£337.50 per month
OVER 12 MONTHS
Available on any bike over £280
with just a 10%
deposit.
| Purchase price | £4,500 |
| Deposit | £450 |
| Amount of credit | £4,050 |
| Monthly payments | £337.5 |
| Total repayable | £4,500 |
| Duration of agreement | 12 Months |
| Rate of interest | 0% APR representative |
FAQ's
Who is eligible for finance?
To apply for finance you must be:
• at least 18 years old
• In permanent paid employment, or self-employed or retired and receiving a pension or a working student in part time work or in receipt of disability pension
• a UK resident (for at least 3 years)
What happens if my application is declined?
If your application is declined you will have the option of choosing an alternative method of payment.
Can I have my order delivered to a different address?
Orders paid by finance can only be shipped to the same billing address as your finance application. Orders can only be via click and collect in a store. We cannot send your purchase via home delivery, store click and collect is the only way to collect your order.
How will I know what is available for finance?
Finance based on minimum order of £280 with 10% deposit eg: 10% deposit (£28) & 90% finance credit (£252). Total orders under £280 are not eligible for finance.
How to Order
Visit Us In Store
Finance is available across our UK store network. You can find your local store here.
Drop in and speak to a member of our team who will be happy to help you. To apply for finance, you will need your bank details and debit or credit card to pay the deposit. On occasion our finance provider may request additional proof of identity, such as a recent utility bill or driving license.
T&C's
Finance is subject to status.
Home delivery orders, paid with finance, can only be shipped to the address used in the finance application.
We are unable to offer Finance in conjunction with Ride-to-Work and Cyclescheme Certificates & Cycle Plus purchases, gift vouchers, services & events.
We reserve the right to withdraw finance on certain products. Details are available upon request.
Please note that stock will not be allocated until the application has been completed and the deposit has been received.
Evans Cycles Limited is a credit broker and not a lender and only offers products from Secure Trust Bank PLC, trading as V12 Retail Finance. (These products are unregulated and therefore the FCA’s DISP rulebook and the Financial Ombudsman Service do not apply).
The Legal Bit
www.evanscycles.com is a site operated by Evans Cycles Limited. Evans Cycles Limited is registered in England and Wales under company number 11577650, VAT number 307 4453 16 and its registered office is at Unit A, Brook Park East, Shirebrook, United Kingdom, NG20 8RY. Evans Cycles Limited trading name is Evans Cycles, and we sell and supply bicycles and bicycle equipment, clothing and accessories in the course of our trade and business. Evans Cycles can be contacted in writing at the address above or by e-mail here.